Guide to Travel Insurance: Protect Your Family Adventures!

In partnership with

Happy Labor Day, Traveling Parents! 🇺🇸

We hope you're enjoying quality time with your loved ones, perhaps even exploring a new destination. As you plan your next family adventure, let's talk about something essential: travel insurance.

In today’s issue:

• Tips: Guide to Travel Insurance: Stay safe on the go! ☂️ 

• Trips: Destinations for Your Fall Adventures 🍂 

• Inspire: Share Our Newsletter 🥰

Tips: Guide to Travel Insurance: Stay safe on the go!

Creating memories with your family is priceless. But unexpected events can disrupt even the best-laid travel plans. That's where travel insurance comes in, offering peace of mind and protection against trip cancellations, medical emergencies, lost luggage, and more.

Here's why travel insurance is especially important for families:

• Kids Get Sick: Let's face it, kids often catch the sniffles at the most inconvenient times. Travel insurance can help cover medical expenses incurred abroad, including doctor visits, prescriptions, and hospitalization.

• Trip Delays & Cancellations: Unexpected weather events, flight cancellations, or even a family member's illness can throw a wrench into your travel plans. With travel insurance, you can recoup non-refundable travel costs if your trip needs to be cancelled or delayed.

• Lost Luggage: Luggage can get lost, and with kids in tow, it often happens! Travel insurance can reimburse you for replacing essential items or damaged belongings.

Choosing the Right Policy:

There are various travel insurance options available, so it's crucial to select a policy that aligns with your specific needs. Here are some key factors to consider:

• Trip Details: Length of trip, destination, activities planned, and total cost.

• Coverage: Opt for a plan that covers medical expenses, trip cancellation/interruption, baggage loss/delay, and emergency evacuation.

• Deductible: A deductible is the amount you pay out of pocket before the insurance kicks in. Lower deductibles typically mean higher premiums.

• Exclusions: Read the fine print! Some policies exclude pre-existing medical conditions, high-risk activities, or travel advisories.

Going Above and Beyond Travel Insurance:

Pre-Trip Preparations:

• Home Security: Consider installing a security system while you're away for peace of mind. Products like SimpliSafe offer DIY home security options.

• Pet Insurance: If you have pets and they're staying at a kennel while you travel, check if your pet insurance covers boarding fees or unexpected illnesses.

Credit Cards Benefits:

• Travel insurance through your credit card can be an alternative to protect your family, but it's crucial to dive into the details and understand its limitations: When it comes to credit card benefits, it's important to remember that certain perks such as travel insurance only apply to expenses paid for with the specific credit card offering the benefit. For example, if you use one credit card to book a flight, the costs associated with that trip (such as lost baggage) might not be covered by another credit card with its own travel insurance. As we mentioned before, read the fine print of your credit cards to understand their limitations.

Additional Services:

• Travel Document Management: Services like TripIt can help organize your travel documents like flight confirmations, hotel reservations, and tour bookings – making it easier to manage any unforeseen changes.

• Luggage Tracking: Consider using luggage tags with built-in trackers like Apple AirTags or Tile to locate misplaced bags on the go.

We know it’s no fun to think about what could happen but remember, travel insurance is about peace of mind, allowing you to focus on creating unforgettable memories with your family!

Presented by: Cozy Earth

Oprah Loves Them, And You Will, Too. Introducing Cozy Earth Sheets

Want luxurious sheets that get softer after each wash? Cozy Earth bamboo viscose sheets - featured on Oprah’s 2018 Favorite Things list - are the answer you’ve been searching for.

Cozy Earth’s best-selling sheets are made from 100% premium bamboo viscose - an ultra-soft and sustainable fabric produced by meticulously processing bamboo pulp. These temperature-regulating sheets keep you cool and comfortable on even the hottest summer nights.

The team at Cozy Earth has worked hard to provide you with the highest-quality sheets. Each set goes through rigorous research and development, and every detail has been carefully considered and painstakingly tested, from design and fabrication to quality and sustainability. When you try them, you’ll see why they’ve received nearly 7,000 5-star reviews!

Experience Life-Changing Luxury. Get Your Sheets Before They’re Gone!

Trips: Destinations for Your Fall Adventures

New England, USA

Experience the iconic fall foliage in New England! From the vibrant colors of Vermont to the charming coastal towns of Maine, there's something for everyone. Enjoy scenic drives, apple picking, pumpkin patches, and cozy autumn festivals. Don't forget to pack warm clothes and consider purchasing travel insurance that covers medical expenses in case of cold-related illnesses.

Canadian Rockies, Canada

Autumn paints the Canadian Rockies in a breathtaking palette of reds, oranges, and yellows. Hike through stunning mountain trails, go whitewater rafting, or witness wildlife in its natural habitat. Enjoy the crisp mountain air and cozy lodges.

Tuscany, Italy

Experience the magic of Tuscany in autumn! Explore charming hill towns, wander through vineyards, and savor delicious local cuisine. Enjoy the milder temperatures and fewer crowds compared to peak summer season.

Inspire: Share with Family & Friends

Don’t forget to share our newsletter with your family & friends! Once you refer, you’ll receive our FREE Gear for Outings & Adventure Guide. 💜 

Looking for More? Links We Love ❤️

• Planning a family vacation for the kids’ fall break 2024? Here are a few Fall Break Trip Ideas— Read More

• Getaway ideas to enjoy the fall foliage 🍂 

• Must-visit activities in the Midwest— read all about it here

Remember, with the right travel insurance, you can create lasting memories with your family without worrying about unforeseen circumstances.

Happy Travels,

The Traveling Parents Team

P.S: Be sure to follow us on social media and share your family's travel experiences with #parentstraveleasy

First time reading? Sign-up here.